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INTRODUCTION TO PRIVATE MORTGAGE INVESTING

Is Private Mortgage Investing Right for You?

If you’re seeking investments that balance risk with rewarding returns— and value reputation, flexibility, and financial growth—private mortgage investing could be a strong fit. It offers a secure, income-generating alternative backed by real estate, without the complexities of property ownership.

What Is Private Mortgage Investing?

Private mortgage investing lets you lend money secured by real estate, earning interest without owning property. It’s ideal for investors looking for consistent passive income and asset-backed security. Unlike traditional investments, private mortgages can offer higher returns, especially in the Canadian market.

TWO WAYS TO INVEST

1. Whole Mortgages 
Fund a single loan
directly.

2. Pooled Funds (e.g., TGGI Fund) Contribute to a diversified portfolio managed by professionals, reducing risk from defaults.

Why It Makes Sense:

  • Attractive Returns – Higher interest rates than savings accounts, GICs, or bonds.

  • Passive Income – Earn without managing tenants or maintenance.

  • Real Estate Security
    Property-backed loans with foreclosure rights if needed.

  • Diversification – Adds stability during market volatility.

  • Short-Term Flexibility – Typical terms range from 3 to 12 months.

  • Growing Demand – Alternative financing is rising
    as banks tighten lending.

WHY INVEST WITH THE GOLDEN GATE INVESTMENT INC.?

SECURED AGAINST REAL ESTATE

All investments are backed by tangible properties, providing strong collateral and security.

COMPETITIVE INTEREST RATES

Earn 8% to 11% in interest, offering a superior alternative
to traditional investments.

FLEXIBLE INTEREST PAYMENT

Earn 8% to 11% in interest, offering a superior alternative
to traditional investments.

PROFESSIONAL INVESTMENT MANAGEMENT

Earn 8% to 11% in interest, offering a superior alternative
to traditional investments.

PROVEN TRACK RECORD

Earn 8% to 11% in interest, offering a superior alternative
to traditional investments.

HOW DOES THE GOLDEN GATE INVESTMENT WORK?

THE GOLDEN GATE IS SECURED ON TITLE

Portfolio Of Mortgages

High Yield Opportunity Fund

The Golden Gate’s Underwriting Principles

The Golden Gate takes the role of the bank to qualify borrowers by reviewing the following information such as:

  • Bank statements
  • Credit checks
  • Property appraisal
  • Income review

INVESTMENT COMPOUND CALCULATED RESULT

CAPITAL INVESTED $100,000

5-YEAR INVESTMENT PERFORMANCE

Year’s Return:

The return you earned for that specific year, calculated based on the value at the start of the year and compounded monthly. All Time Profit: This is the total profit accumulated up to that point (Year 1, Year 2, etc.). Annual Contributions: Since there are no additional contributions in this case, this column is $0. Investment Value: The final value of the investment at the end of each year, after applying the compounded growth. By the end of Year 5, your investment value would be $168,051.00 with a total all-time profit of $68,051.00.